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Traditional banks cut back on lending in the aftermath of the economic crisis, which hampered small businesses' abilities to grow. To fill this void, the alternative lending s
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Many Americans are ignored by traditional credit rating systems, which only take into account certain factors that do not apply to everyone. For example, FICO's scores focus p
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For the most part, people with insufficient or poor credit histories are often not granted access to loans due to apprehension on the part of the lender. But people in this de
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