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FDCPA: Debt Collectors Not Required to Verify a Debt Prior to Initial Contact

clock December 5, 2011 09:04 by author Missy Rogers
It's hard to believe that The Fair Debt Collection Practices Act ("FDCPA") has been around since 1978.  And it's even harder to believe that so many people still don't know what the Act does and doesn't permit and what it does and doesn't prohibit.  Misconceptions abound, not the least of which is that the Act requires a collector to inve... [More]

The Mobile Informational Call Act of 2011: What you need to know

clock October 25, 2011 11:51 by author Missy Rogers
HR 3035, a bill to amend several telephone communication acts, currently resides with the House Committee on Energy and Commerce. The bill, known as the Mobile Informational Call Act of 2011, would amend the Communications Act of 1934 and update the Telephone Consumer Protection Act. Of biggest impact in the proposed bill is legislation impacting&n... [More]

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The debt collection industry has been faced with numerous challenges in recent years due to new regulations. These increased restrictions were designed to with the intent of e
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Consumers are borrowing at increasingly higher rates than in previous years, an indication of relative stability within the economy. Stingy spending dominated the past half de
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Alternative lending is growing as a sector, due in large part to the accessibility that can be afforded to borrowers, as well as the increased flexibility of the overall proce
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