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FDCPA: Debt Collectors Not Required to Verify a Debt Prior to Initial Contact

clock December 5, 2011 09:04 by author Missy Rogers
It's hard to believe that The Fair Debt Collection Practices Act ("FDCPA") has been around since 1978.  And it's even harder to believe that so many people still don't know what the Act does and doesn't permit and what it does and doesn't prohibit.  Misconceptions abound, not the least of which is that the Act requires a collector to inve... [More]

The Mobile Informational Call Act of 2011: What you need to know

clock October 25, 2011 11:51 by author Missy Rogers
HR 3035, a bill to amend several telephone communication acts, currently resides with the House Committee on Energy and Commerce. The bill, known as the Mobile Informational Call Act of 2011, would amend the Communications Act of 1934 and update the Telephone Consumer Protection Act. Of biggest impact in the proposed bill is legislation impacting&n... [More]

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The world continues to move away from traditional transaction processing and toward more advanced electronic payment systems, and this pertains to virtually every region given
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The use of traditional credit scores provided by major reporting bureaus appears to be on the decline, as a wealth of economic and social catalysts have ushered in a proverbia
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Since the Great Recession, the financial sector's many arms have begun to evolve due to necessity, and the United States has already seen a major increase in the use of altern
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