Industry Resources

Below we have compiled a list of important online resources pertaining to legislation governing the access and use of information.

Fair Credit Reporting Act

The FCRA is the federal law which regulates the credit reporting industry.

Fair and Accurate Credit Transactions Act of 2003

Gramm-Leach-Bliley Act

Fair Debt Collection Practices Act

Fair Credit Billing Act

Credit Repair Organizations Act

Equal Credit Opportunity Act

Consumer Information

The Fair and Accurate Credit Transactions Act of 2003, which amended the Fair Credit Reporting Act, allows consumers to request this free credit file disclosure once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the centralized source for consumers to request annual free credit file disclosures. It is the only website authorized to process requests for annual free credit file disclosures authorized by law.

Identity Theft


NY State Laws Change

MicroBilt - NY Disclosure and Release
MicroBilt - NY Chart of Penal Law Offenses
MicroBilt - NY Correction Law Article 23-A
MicroBilt - NY Criminal Record Review
MicroBilt - NY Customer Letter
 
 
FEATURED PRODUCTS
Business Solutions Newsfeed   Subscribe To Microbilts Business Solutions News Feed

Credit risk management is an important practice that lenders should partake in, as it can assist in eliminating potential issues before they even occur. However, the economic
...[More]
Debt collectors are typically not very popular with their consumers. Historically, the industry as a whole has an undeserved reputation of being aggressive and off-putting. In
...[More]
Reminder - "short term" and "long term" Don't forget to change the picture captionSmall business owners often find themselves in a position where they need immediate cash flow
...[More]
Find Us: