Industry Resources

Below we have compiled a list of important online resources pertaining to legislation governing the access and use of information.

Fair Credit Reporting Act

The FCRA is the federal law which regulates the credit reporting industry.

Fair and Accurate Credit Transactions Act of 2003

Gramm-Leach-Bliley Act

Fair Debt Collection Practices Act

Fair Credit Billing Act

Credit Repair Organizations Act

Equal Credit Opportunity Act

Consumer Information

The Fair and Accurate Credit Transactions Act of 2003, which amended the Fair Credit Reporting Act, allows consumers to request this free credit file disclosure once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. AnnualCreditReport.com is the centralized source for consumers to request annual free credit file disclosures. It is the only website authorized to process requests for annual free credit file disclosures authorized by law.

Identity Theft


NY State Laws Change

MicroBilt - NY Disclosure and Release
MicroBilt - NY Chart of Penal Law Offenses
MicroBilt - NY Correction Law Article 23-A
MicroBilt - NY Criminal Record Review
MicroBilt - NY Customer Letter
 
 
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