The financial facts you need most
all available online and in real-time.

  • Real-time access to 20,000+ financial institutions worldwide
  • 90+ days of transactional data
  • Full transactional data and report returned
  • Scoreable, customizable and automated
  • Use from underwriting to collections
  • Application and data available 24x7x365
  • Verify ability to repay
  • Verify income and direct deposit
  • Verification of current and available account balance
  • Information on other financial obligations & loans
  • Summary with 200+ data points
  • Eliminate fraudulent bank statements
  • Eliminate need for consumers to email and fax statements
  • Flexibility - Multiple API's for direct integration or dot-com
  • Safe and Secure, Industry compliant, PCI 3.0 & SafeHarbor
  • A fraction of the cost of current decision making
  • Billed on usage (hits only) & no implementation fee

See a sample report now.

CFPB proposal requires verification

The CFPBs proposal requires a verification of ability to repay for every loan origination, including rollovers: For each loan, lenders would have to verify the consumers income, major financial obligations, and borrowing history to determine whether there is enough money left to repay the loan after covering other major financial obligations and living expenses.  Read More »



Check the account balance.
See the likelyhood that
an ACH will clear.


Verify an individual
transaction posted.
Check if an ACH cleared.


Transactional data
updated every night.
Available for select customers.

Take the time and guesswork out of affordability.
More convenient for both the consumer and lender with fully automated decisioning.

Reduce fraud and dropouts while lowering costs.