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The debt collection industry has been faced with numerous challenges in recent years due to new regulations. These increased restrictions were designed to with the intent of easing the process for debtors, but what has actually transpired is the implementation a more difficult approach for collectors. However, technology developments coupled with t... [More]

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Consumers are borrowing at increasingly higher rates than in previous years, an indication of relative stability within the economy. Stingy spending dominated the past half decade, dating back to the beginning of the economic collapse, but people are beginning to borrow and spend with confidence once again as financial conditions have improved mark... [More]

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Alternative lending is growing as a sector, due in large part to the accessibility that can be afforded to borrowers, as well as the increased flexibility of the overall process. Banks have traditionally had low approval rates for applicants, and when the Great Recession crippled the financial sector, the number of successful loan inquiries plummet... [More]

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Perhaps the most important practice in making sound business decisions in the contemporary economy is the cultivation and analysis of data. The term "big data" was coined in recent years, and is meant to serve as a reflection of the massive compilation of industry information that has become readily available - and consistently archived - by organi... [More]

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The Great Recession was brutal for the banking industry, and it caused a significant shakeup in lending strategies. Prior to the economic crash, banks were distributing capital at high rates, but the crisis forced them to close their checkbooks and establish new criteria for borrowers to meet. However, lending rates from traditional sources have re... [More]

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