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Credit reports are sometimes not an enjoyable topic to speak about with consumers, as they can affect people's ability to receive the money they need. Some may think consumer credit data sums up the creditworthiness businesses have in an individual. It can potentially impact the public's ability to get hired for jobs and make large purchases since ... [More]

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Hiring new employees can be a daunting process. When managers begin to think about the undertaking they have to go through for each candidate, it can be tempting to consider skipping background checks. Some employers have gone so far as to review credit consumer credit reports to evaluate the trustworthiness of candidates. Businesses need to focus ... [More]

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Debt collectors face the challenge of overcoming two obstacles - proving their worth to the public and differentiating themselves from the con-men who pose in their place. It can be difficult for those in the business to be seen as assisting the public when their only interaction with consumers is collecting the money they owe. With scammers on the... [More]

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With scams rampant, consumers are on the lookout for hoaxes more than ever. Customers are becoming more suspicious of debt collectors over the phone, which means professionals have to pay attention to what the debtor's expectations are during the phone call, as they can risk having a confrontation with a customer. Particular demands According to N... [More]

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Now more than ever, consumers are depending on loans to get by, which means the amount of money owed by debtors has increased. A report by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute showed that 77 million Americans have a debt in collection at an average of $5,178. For Americans struggling to get the money the... [More]

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