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Nationwide, millions of consumers have likely learned that having a good credit score is a wise and often beneficial thing for them to do. Many may even know how they can go about improving that standing to the point where they have a healthy score (though this may be disconnected from their ability to actually do so, for a number of reasons). Howe... [More]

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These days, a large and growing number of people across the country are becoming aware of the value that alternative credit scores can hold for them, especially if they've had difficulties in managing their traditional credit accounts. However, what many may not know in a lot of cases, simply because they've never really looked into it, is what the... [More]

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For some time now, experts have criticized the ways in which the current credit system effectively locks tens of millions of Americans out of being able to borrow. This can have a major impact on their lives in many ways, not the least of which is that it might make it difficult or even impossible to buy a car with the help of an auto loan. However... [More]

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Many companies across the U.S. may use people's credit histories when it comes to determining all sorts of things, including eligibility and cost of borrowing. But sometimes, it is found that these policies of dealing with financially troubled consumers are unfair, and that was a ruling made by the Federal Trade Commission as it relates to the cell... [More]

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At this point millions of Americans know full well that their credit history plays a major role in their everyday financial lives. It can determine everything from whether they have access to credit to what they end up paying for it. However, there may be a disconnect in other ways, as the standard documents people often use to review their credit ... [More]

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