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Credit risk management is an important practice that lenders should partake in, as it can assist in eliminating potential issues before they even occur. However, the economic recession has taken its toll on creditors, leading to widespread changes within the sector and newfound lending challenges. Credit risk management practices have evolved in re... [More]

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Debt collectors are typically not very popular with their consumers. Historically, the industry as a whole has an undeserved reputation of being aggressive and off-putting. In response, agencies have recently started to prioritize customer service as a strategy to see higher rates of compliance. Creating a friendly, positive vibe can facilitate smo... [More]

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Reminder - "short term" and "long term" Don't forget to change the picture captionSmall business owners often find themselves in a position where they need immediate cash flow to fund a new venture, but they do not want to undertake large, long term loans from a bank or other lender. Fortunately for them, other options exist. Short term loans are f... [More]

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Banks typically favor lending to established companies and individuals due to the assurance that their investments will be repaid. However, a largely underserved market - composed of small business owners and people with unqualified credit histories - often need loans, too. This void in funding is largely being filled by the rapidly growing alterna... [More]

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Nobody ever said that a debt collector's job is supposed to be stress-free. Finding solutions to difficult and varying circumstances can be challenging and mentally taxing. But recent developments in virtual collection technology should allow collectors to breathe a little more easily.Consumers can also benefit from these new strategies, which aim ... [More]

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