MicroBilt Insights Newsletters

FEBRUARY 2013

Featured Headlines

• Short term lenders should respond now to the challenge from JPMorgan, CFPB.
• Alternative factors can influence a more robust score

JULY 2012

Featured Headlines

• ACH Payments Evolve in the Mobile Landscape
• Risky Individuals Screened Out with Background Checks
• For credit scores, good behavior may be good for nothing. But it shouldn't be that way.

JUNE 2012

Featured Headlines

• Legislative Adjournments Leave Loan Bills in Limbo
• FTC Settles with Collector on Security Regulations

MAY 2012

Featured Headlines

• Communications Specified for Debt Collectors
• Online Pawn Business Growing

MARCH 2012

Featured Headlines

• Unbanked and UnderBanked: Untapped Market Opportunity
• Short-term Lending Credit Market - What we learned at the CFSA Conference

FEBRUARY 2012

Featured Headlines

• MicroBilt Releases Instant Bank Verification (IBV), its Latest Breakthrough Technology
• CFPB's Short-Term, Small-Dollar Lending Examination Procedures in a Nutshell

JANUARY 2012

Featured Headlines

• ACH Payments: A Risky Business
• Payday Loan Sovereign Nation Model: The Misconceptions

DECEMBER 2011

Featured Headlines

• Contributing to PRBC Means Improved Customer Retention and Increased Revenue

NOVEMBER 2011

Featured Headlines

• Pet Deposit Not Allowed: Protecting your property form emotional support animal laws
• Debt Recovery Tips for Better Collections
• ABC Supply Co., Inc. Finds One Point of Access for Credit Data through MicroBilt.com

OCTOBER 2011

Featured Headlines

• ID Theft Forum Held to Protect Businesses
• Borrowing Among Consumers Grew in August

SEPTEMBER 2011

Featured Headlines

• Best practices website launched by CFA
• Lower credit scores not impeding auto financing
• 10 Most Common Landlord Legal Pitfalls - And How to Avoid Them

AUGUST 2011

Featured Headlines

• The long term benefits of pre-employment screening
• Avoiding fraudulent people-searching sites

JULY 2011

Featured Headlines

• U.S. auto industry back on the right track
• ACA publishes “Blueprint” for the debt collectors

JUNE 2011

Featured Headlines

• Mandatory ID Verification System Bill Introduced to House
• Banks' Identity Verification Protocols Questioned in Wake of Citi Hack
• Used Car Price Index Hits Record High in May Japanese Earthquake and 'Cash for Clunkers' drive up prices for Used Cars

APRIL 2011

Featured Headlines

• Integra Private Industry Data Now Available By Single Report Purchase at MicroBilt.com
• MicroBilt Corporation Receives U.S. Patent for PRBC® Bill Payment Reporting and Scoring
• Feds Host Auto Financing Roundtable

MARCH 2011

Featured Headlines

• Federal Trade Commission Going After Social Media Use in Debt Collection
• Auto Industry Financing On the Rise
• Consumer Payments Trends

FEBRUARY 2011

Featured Headlines

• MicroBilt Corporation Announces Todd Milner as New Head of Sales Walt Wojciechowski, CEO, Joins OLA Board
• Wholesale Distributors and Suppliers: Trade Credit - Back to Basics
• The Importance of Conducting Tenant Screening

JANUARY 2011

Featured Headlines

• Factoring – Buying Receivables
• Speed Bump could slow down new rules from the CFPB

DECEMBER 2010

Featured Headlines

• Holiday Message
• Cash for Clunkers – Maybe not so Wildly Successful
• Elizabeth Warren looking for a fundamental Change in Consumer Credit
• How long will Prepaid Cards be Spared from Regulation?

NOVEMBER 2010

Featured Headlines

• Treasury Department Announces Key Leadership Hires for CFPB Implementation Team
• Giving Small Banks a Chance to Thrive
• Warren Outlines Sweeping New Approach to Consumer Financial Protection
• Why should I pull an Eviction Report in addition to a Credit Report?

OCTOBER 2010

Featured Headlines

• Consumer Financial Protection Bureau - Interim Chief - Elizabeth Warren
• Proposed Amendments to the FDCPA

SEPTEMBER 2010

Featured Headlines

• Short Term Loans – Collections and Skip Tracing - Have a Collections Strategy to Retain Customers
• Being Faster than the Fraudsters

AUGUST 2010

Featured Headlines

• Automatic Overdraft Services
• Cash for Clunkers – A Year Later

JULY 2010

Featured Headlines

• Pay Day Loans: Better for Consumers than Overdraft Fees?
• The Real Nightmare on Elm Street(s) - Nightmare Tenants

JUNE 2010

Featured Headlines

• Pay Day Loans - Challenges of New Financial Reforms
• Consumers Respond to Payment Reporting