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For some time now, experts have criticized the ways in which the current credit system effectively locks tens of millions of Americans out of being able to borrow. This can ha
Many companies across the U.S. may use people's credit histories when it comes to determining all sorts of things, including eligibility and cost of borrowing. But sometimes,
At this point millions of Americans know full well that their credit history plays a major role in their everyday financial lives. It can determine everything from whether the