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February 2013 Issue

Short term lenders should respond now to the challenge from JPMorgan, CFPB.

The short term lending industry is abuzz with the news that automated ACH withdrawal policies may be changing across the board. Some lenders will be shocked by the sudden change. But for businesses prepared to deal with the new policies, it’s an opportunity to get ahead of the game by using IBV (Instant Bank Verification).

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Alternative factors can influence a more robust score

Many consumers and business leaders aren't sure exactly what makes up their credit scores - they largely just take them as a number that indicates whether or not they're going to be able to easily open new lines of credit or look into alternative providers for funds. However, workers at credit bureaus go to great lengths to compile rankings that can provide a guide for lenders or credit card companies.

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Nationwide, millions of consumers have likely learned that having a good credit score is a wise and often beneficial thing for them to do. Many may even know how they can go a
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For some time now, experts have criticized the ways in which the current credit system effectively locks tens of millions of Americans out of being able to borrow. This can ha
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